Viatical Life Insurance Settlement

Do you know the market value of your life insurance policy? You may have a large asset available as cash to you right now. A Viatical settlement is when an insured policy holder receives cash based on the value of the life insurance policy value. The policy is sold to a third party and the insured receives proceeds.

If you or your family owns life insurance that you no longer want because of high premiums, need for cash or other reason - you do not need to just let the policy last. We have buyers in the market who can price up your life policy for a cash settlement or transfer. A life option or viatical settlement allows for policyowners to sell their insurance for a high level cash payout.

Skip to form below to be contacted on possible cash options for your existing life policy.

With the advent of new financial and insurance technology, the amount of life insurance wealthy individuals can purchase usually exceeds the amount their beneficiaries require. The insured can profit during their lifetime, if this "excess" is managed properly.

The availability of a secondary market for life insurance policies ( viatical settlements ), is what makes this possible.


Who is best for a life or viatical cash settlement?

Those over age 65 or
Face amount of the policy is over $200,000
Advantages of a secondary market viatical settlement include:

Reduction or elimination of current premiums.

Reposition non income performing assets into income producing assetsand increasing net spendable income.

Provide assets to use as current gifts to heirs.

In the end, these policy sales are on a case by case basis. Using a professional insurance firm with the best possible market for these life issues will provide the insured with the best possible cash distribution or payout settlement.

If you are in need of legal advice or counsel, please provide thee basic bits of information. We cannot guarantee an accurate quote or be able to contact you without having as much information as possible.

We work with hundreds of buyer companies, so the best cash quote can be gained.

Viatical Life Settlements

Money For Life Insurance